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BenefitMath

Helps households compare health coverage options and choose the best-fit setup.

The problem

Benefits decisions are often presented as plan details instead of real household tradeoffs, which makes people choose in the dark.

Who it's for

Employees and households comparing plan options, spouse coverage, and account tradeoffs like HSA, FSA, and HRA.

Why I built it

People should not need a spreadsheet marathon just to understand which health coverage path makes sense for their family.

Practitioner review guide

No live workflow yet. Help shape it by describing the household benefits decisions you keep getting stuck on (whether for yourself, your family, or employees you support).

  • What household situations does your current benefits guide handle badly (dual-employer coverage, mid-year changes, dependents on a different plan)?
  • Which inputs would feel reasonable to ask employees for, and which would feel invasive?
  • What outputs would actually change a household's decision (annualized cost, worst-case cost, tax-advantaged account math)?
  • How should HSA, FSA, and HRA tradeoffs be explained without sounding like a benefits brochure?